Monday, November 28, 2011

14 Steps to Take Before You Purchase Land For Development

DUE DILIGENCE can make the difference between failure and reaching success when it comes to any purchase, but especially when buying property for development. I know you wouldn't do it, but I am often amazed that some people will purchase acreage with the intention of splitting and making some money without at least checking on whether the proposed split is feasible or even legal. Never rely on anyone's say so, even your real estate agent's, that you can easily split land and turn a profit. Even if the proposed split is legal, a developer must still determine whether a state public report will be required prior to lot sales and what getting one issued will involve. Always exercise due diligence before you make your offer; Failing that, certainly before you close your deal.

1. START by asking your agent if a state public disclosure report is available on the property in question. Among others, this is a good reason to use a licensed real estate agent. All licensed real estate professionals are required to receive training on real estate laws and are required to keep up on that training. In addition, an agent can be considered to have acted in concert when selling property if they knew or should have known that the sale they closed required a public disclosure report, so an agent has a high motivation to exercise their own due diligence. If you are not using an agent, most states have Department of Real Estate (DRE) websites with subdivision disclosure information available. For further information, contact your state DRE office.

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2. ASK your agent for a property profile. A good property profile will include current ownership and their mailing address, site address, parcel number, census tract, housing tract, lot number, legal description, plat map, property characteristics, including acreage and latitude and longitude, the last transfer date with document recording number, assessment and tax information, transaction history, detailed sales comparables, nearby properties, demographics, public schools, private schools, plat map, flood zone and crime statistics. If you are not using an agent, there are many free services found on the World Wide Web such as Zillow where you can look up property information yourself.

3. Ask your agent to give you a copy of the deed and any previously recorded Covenants, Conditions and Restrictions (CC&Rs). You don't have to wait for the contract to be written, the property is in escrow and a title search is done to check out these documents. If you are only buying a portion of an existing subdivision, the existing CC&Rs will be important for you to check out prior to purchasing. If you are developing your own subdivision, you will probably be declaring and recording your own CC&Rs.

4. AFTER you have received your property profile, go to the property and walk the entire site to determine its suitability for what you want to accomplish. While it is no substitute for being there, many counties now have public GIS mapping systems that will bring up the parcel in question in high resolution orthophotography and give you street names, whether roads are county maintained, show railroads and give recorded dimensions.

5. FIND OUT about the infrastructure--What is in place, are they adjacent or how many feet are they to your farthest proposed lot, can the facilities be extended and what the costs would be to extend to your proposed project. Take measurements from the farthest lot in question to each facility such as electric, telephone, cable, sewer and gas. Then contact the utility companies and find out what the process and fees are to extend service that distance. If you do not know the local utility companies for that area, pull out the local telephone book or contact the local Chamber of Commerce for a list.

6. NEXT, call the local City or County Planning & Zoning (P&Z) Department and check on zoning or rezoning potential. P&Z will have a Development Services Department as well, although it may be called another name. Ask to speak to the director about your proposal so they can tell you whether this fits in with the General Plan.

7. ASK for a copy of the General Plan and the Area Plan for your project locale. Besides a community history, a Master Plan tracks development trends and projects growth. It identifies county policies and priorities.

8. DETERMINE what is required by your local government entity for your land division. Many counties and cities have the regulations available on the internet. If they do not, call the P&Z that services the area in which you are interested and ask for a copy.

9. FIND more information on flood plains than is listed in your property profile by pulling up a FEMA map for your area at http://www.fema.gov. The FEMA website will even tell you whether flood insurance is required by lenders for the stated flood plain.

10. ALWAYS DETERMINE whether you will need a state public report or other disclosure reporting that may necessitate additional work and fees beyond your land division project. A general rule is that if your split results in more than 5 lots, you will need a special public report, but there are other variables such as common promotional plans and what you may already own within that common promotional plan area; Always determine the rules on this requirement prior to your purchase by calling your state DRE Development Department.

11. CONTACT an engineer to find out what the services may cost to accomplish your proposed land usage, along with the costs of delivering the items required for your public report, certifications from the Department of Environmental Quality, the Department of Water Resources and any local permitting.

12. FIND OUT what facilities you will be required to install based on the acreage of your proposed split. Many counties, especially rural areas, have lot split requirements for 1-acre parcels or less necessitating some or all of the following:

a. Private maintained roadway passable by a 2-wheel drive vehicle.
b. Public maintained roadway (Primary or Tertiary maintenance passable by 2-wd vehicle).
c. Access to electric service or agreement w/ utility company to extend service at your cost.
d. Within a fire district.
e. Direct access to water service pipelines operated by a water company.
f. Adjacent to a paved through road (collector, arterial) serving the area.
g. Direct access to paved road.
h. Direct access to public sewer.

13. FIND OUT ahead of time if your lender will offer partial release provisions for your deed of trust when you begin financing for your improvements. Once you begin your sales out of your new subdivision you must ensure that each new purchaser will receive his lot free and clear of any blanket encumbrance.

14. IDENTIFY the current builders involved in the surrounding areas and find out what the lots and dwellings are selling for and how fast they are moving. Check the re-sale value in the immediate area because this helps determine the sale prices of new construction in the neighborhood. After all, once you develop your property you want to sell it at a profit

These 14 steps should be the minimum of your due diligence investigation and merely represent the key issues that should be addressed prior to investing in development property. The principal reason for due diligence prior to buying and developing land is to determine if the land development would be economically sensible. You can go beyond the above-listed steps and search records for pending divorce, bankruptcy or other life changing events that could affect the amount you want to bid or offer on the property. A pending divorce could mean the principals might be willing to accept less.

Public disclosure reports are meant to protect the public. Among numerous disclosures in a state public report are facilities providers, potential hazards and problems in the area, schools, transportation, hospitals and stores. Property profiles used to only be available through real estate agents and title companies but much of this information is now freely available on the internet. Google "property profile" and you will get numerous hits on where to find this free information. If you cannot find a county website where you can find public recorded documents, call your county recorder and request copies. Once you have gathered all of your information and made the educated decision to purchase your property, make sure you call P&Z to make an appointment for you and your engineer to review your plans for developing. Each area has its own subdivision and development regulations and most are available online.

14 Steps to Take Before You Purchase Land For Development

Nancy Frye-Swope is a Virtual Assistant and owner of Nancy's Virtual Office, offering administrative support and subdivision assistance to entrepreneurs and land investors. Her office is based out of her home in the town of Yucca, Arizona. She specializes in helping real estate investors, subdividers, project engineers and builders. Nancy worked at Chicago Title Insurance Company as the Subdivision Guru, Trust Officer and Builder Services Manager for 6 years prior to founding her Virtual Assistance service. Contact Nancy today for information on how Nancy's Virtual Office can help you get your real estate land investment thoroughly researched before buying.

Nancy's Virtual Office, Nancy Frye-Swope, Virtual Assistant - Owner.

Email: nancy@nancysvirtualoffice.com

Telephone: 928-766-2810

Fax: 928-766-2420

Website: [http://nancysvirtualoffice.com]

Free Ringtones That Don't Cost Any Money

Everyone is looking for free ringtones, but only a few find them. Many find the sites that charge money to get even the free ones and then there are other sites that send them to you through sms or wap. So the person ends up paying for the free ringtones and keeps getting disappointed.

So the question is can you actually get free ringtones?

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Maybe! But it all depends on your definition of free. If free means setting up an account with a site that sends you the tones through a wap link or mms then that is not free. Why? Well you used the data plan and incurred charges. However, small or big, is inconsequential as you paid something. By virtue of you paying something for the tones they weren't free!

So how can someone get free ringtones then? To be quite honest its not that difficult. There are softwares out there for both PC and MAC that will help you split your MP3 songs on your computer into however, long segments you would like. The best part about doing it that way is that you are in total control; you decide which part of the song you want to use as your ringtone. You don't have to go with what the market is doing. Needless to say, you can also mix the songs and go to town with it. However, if you are not one to venture out in the dark then there are sites out there that have already done it for you.

One of those sites is Ringaholic.com Reckon they are as addicted to ringtones as we are. Especially free ringtones. Do yourself a favor use your USB Data-cable that came with your phone and if you don't have one get one. Its not that expensive at all. Or use the bluetooth on your computer to transfer ringtones that you download for free from Ringaholic to your phone. It couldn't be simpler than that!

They have all the latest and hottest ringtones that you can ever imagine. They have truetones ringtones for HipHop/Rap, Rock, Pop, Christian, Country and Soundtrack Themes. They have all the best ones like Justin Timberlake ringtones, Timbaland ringtones, Britney Spears ringtones, Flo-Rida ringtones, Beyonce ringtones, Outkast ringtones, Chris Brown ringtones, Christina Aguilera ringtones, Real Music Ringtones, Voice Tones, True Tones, or Mp3 Ringtones. These Music Ringtones can provide a much better sound, even matching vocals, instruments and voices of a favorite artist to what you may hear from a CD or mp-3

When you need a ringtone, go to the site that got the game and the name: http://www.RingaHolic.com Cause they are addicted to ringtones more than you!

Free Ringtones That Don't Cost Any Money

Download thousands of free ringtones today, without having to pay a single red cent.

Saturday, November 26, 2011

Who Does This Telephone Number Belong to? Here is How to Find Out to Whom a Phone Number Belongs To

How many times has your phone rung cantankerously but you found no name on the caller ID? How many times have you received calls which can at best be described as lewd, bawdy and sexually offensive? How many times have you been woken up from your sleep in the middle of the night or when you are rushing out to office or college by prank callers who hang up the moment you receive the call?

Or maybe you have lost an important address and wondering if you can trace the address using the owner's phone number? Or is it that you want to conduct a background check on a person whose number you have, but about whom you hardly know anything more? Sometimes, when people suspect a person has given them a false name and address, they can find out the real identity of that person through his contact number.

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There are so many situations in life that can make one ask the question of " who does this telephone number belong to?" or "how do I find out whom a phone number belongs to?" But no matter what the situation may be, it is very possible to find out who a phone number belongs to from the comfort of your home.

By finding out who a telephone number belongs to when there are no names being displayed on the caller ID or when you have a telephone number but need the name of the owner of the said number, you can find out whether it is a debt collector calling you or a telemarketer or may be someone very dear to you asking for help by calling you up from a pay phone!

How will you find out to whom a phone number belongs to?

If the number is a listed land line number, then you can find the details of the owner by using any of the free directories. However, if the number is a mobile or an unlisted phone number, then you can not expect to get any information on the free directories due to privacy reasons.

You can however find and join a paid reverse phone lookup directory and find answers to your question of whose telephone number is this. To find out to whom a mobile phone number belongs to using a paid directory, all you will need to do is to enter the said number into a search box that will be provided for you.

This directories gather information from various places and are able to make it available to you for a fee that is sometime as little as per search. Some of these directories are so good and confident of the information they generate that they offer money back guarantee.

They will not only give you the name of the person who the phone number belongs to but as well as some other very useful and important information that you will not want to miss.

Who Does This Telephone Number Belong to? Here is How to Find Out to Whom a Phone Number Belongs To

However, there are so many reverse cell phone look up directories on the internet but not all of these services are good. The service I use and recommend is reverse phone detective. It is regarded by many as the best reverse phone look up directory. Click here to read a review on reverse phone detective now.

Thursday, November 24, 2011

Selling Your Home Yourself in Six Steps: You Can Do It!

Contrary to what 99 out of 100 agents will tell you, it IS possible to sell your home yourself. When you undertake that task, you'll become a FSBO (pronounced "fisbo," and short for "for sale by owner"), and though it can be a challenge, it's one that thousands of home sellers tackle every day. And you can do it, too! In a nutshell, here are the things to do to become a successful FSBO.

Clean your home (inside and out) and get the yard looking spic-and-span. Set a sales price based on selling prices of homes nearby of similar size and amenities. Put a FSBO sign in your front yard with your phone number and/or email address.Place an ad in the real estate classified section of your local paper. Pass out flyers to your neighbors and put at your local shopping mall, stores, libraries, and apartment complexes.Hold an open house.

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Now let's look at them individually. Cleaning up and doing whatever maintenance seems self-explanatory, but be aware that you get used to certain things (especially odors) when you live in a home everyday. So it's worthwhile to ask someone to walk through your house and give you an honest appraisal of things that need to be fixed or smells that need to be addressed, such as sticky doors, squeaky hinges, and the cat box in the utility room.

Setting a price can be a bit tricky, but you can find out what other homes are on the market by calling the agents listed on signs in your neighborhood and asking the prices of their houses. If the homes have been on the market a long time, you can assume they're over priced.

Putting a sign in your yard is easy. They're available in most hardware or department store, and they're cheap. Yet most agents will tell you that signs are the best advertising mediums, since people who see yard signs are cruising the neighborhood. That means they're in the market for a home in that area, so if you put a sign out, you'll get calls.

Now a word for those who are squeamish about putting your phone number on a sign. You can substitute an email address to protect yourself from unwanted calls. It will limit your number of prospects, but it will give you a greater degree of privacy. Since you're moving anyway, it might be best to list your phone number. If you know how to put pictures on the Internet, you can list you website address on the sign.

Placing a newspaper ad is easy, but make sure to give accurate information and make it enticing. Be brief, but tell buyers what's special about your home. Even with the advent of the Internet, a majority of homebuyers still cruise neighborhoods and religiously peruse real estate ads, especially on Sundays.

Putting up flyers in the area will also let people know your home is available. This can be especially effective for apartment dwellers longing to own a home of their own.

Open Houses

Handing out flyers to neighbors and inviting them to an open house can be your most effective selling tool. After all, your neighbors are happy living in your area and often have friends or family they'd love to have closer to them.

You'll notice I didn't suggest holding an open house and inviting the world. The type of open houses you see agents promoting are for the agents to get leads on home buyers. Few houses sell at open houses.

There are other factors to consider after you've found a buyer, but you can generally find help through a lawyer or an escrow company. The bottom line is: you CAN sell your home yourself. It just takes time, diligence, and attention to detail.

Copyright © 2006 Jeanette J. Fisher

Selling Your Home Yourself in Six Steps: You Can Do It!

Jeanette Fisher helps home sellers with five ways to make more money. Free Home Staging Information [http://homestaging.us] and reports, teleseminars, and ebooks.

For expert home selling advice please visit [http://sellfast.info]

Wednesday, November 23, 2011

How to Make Big Money in a "GPTCO" Program

There are a lot of people who don't participate in "Get Paid to Complete Offers" (GPTCO) programs just because they don't know how they work. The following describes how offers work and how to complete offers.

Let's start out with free offers, usually paying between

So, how do you get

Offers which require a credit card pay more than free offers, even if you don't have to pay any money. With a credit card offer, advertisers pay you for trying a product or a service. If it's a product, you usually have to pay shipping and handling, but it's worth it for the payout. If you like the product/service, you can go beyond the trial, but it is not required. If you don't have a credit card, or don't want to use your regular one, you can get a prepaid credit card from Visa or Mastercard. It usually costs for the card, plus however much you want to fill the card with. Prepaid credit cards are a great way to complete credit card offers, so get one as soon as possible, and you can literally turn into 0!

The two main things you need to do to increase verification for free offers are to use alternate email addresses (which forward to your main email address!) and clear your cookies between offers. This greatly increases verification of offers, but even if you don't do this, past experience has shown that verification will still remain high.

.50 for basically just entering your email address? Well, most of these "intent to participate" offers come from one network. Advertisers pay the network for leads (people who see their offer), and then the network pays other people to bring them leads. SwatCash.com (the GPTCO program that will be used as the example) is the entity which brings the network leads, the network pays SwatCash, SwatCash pays you, and the advertisers are happy. However, offers which require a credit card are usually direct affiliate programs, which means that SwatCash is being paid directly from the advertiser, instead of the network "middle-man". Speaking of credit card offers...

.50-, but there are exceptions. Offers like this usually say "Enter your email address with intent to participate", although email sometimes is sometimes replaced with "Zip Code", or something similar. These offers are simple; after clicking the link, it will ask for your email/zip code. Enter it. Then it will probably ask for your name, address, phone number, and possibly more. Enter all information honestly. After that, you will be asked questions, or if you want information. An example question is "Are you over ,000 in debt?" You will be prompted with many of these. If you are interested, click Yes, if you are not, Click No. You will see lots of questions like these, so simply answer them, and move onto the next question. Eventually you will get to a page where it says "Prize has been reserved for [your name]". This is the end of the offer, unless you want to complete more offers to try to get the item originally stated.

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How to Make Big Money in a "GPTCO" Program

The author owns http://www.w4t3r.com, which contains a ton of funny stories.

Tuesday, November 22, 2011

GSM Locator - Easily Locate Any GSM Phone

If you're trying to find a decent GSM locator that you can use to track where a phone is, and locate it based on their GPS device, then this article should help you to get started. I'm going to go over the concept and give you a few tips that should help you out. Let's get started below and find out the best way that you can begin seeing where a phone is by using a proven GSM locator. Here we go below.

What does a good GSM locator give you?

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There are bad GSM locators and good ones, and you should really try to use a good one. The difference is huge, and there are a few things that you should look for. For instance, it's very important that you find a GSM locator which will be very dependable. You don't want one that will break down and stop transmitting, and you don't want one that will be noticed by the person you are tracking either. Dependability is very high on the priority list, and safety should be number one. A key feature is also the ability to stream where they are, so that you can see exactly where the hone is in real time. To put it another way, you don't want to see where the phone was 10 minutes ago - you want to see where it is now.

Which GSM locator should you download or buy?

Physical devices that track a phone's location shouldn't be used. Instead you should try to get one that is software based, and primarily one that you can download. If you buy a software based program that comes on a CD then it might not be updated and you may have to send it back to the developer to give you a replacement, and this will kill a lot of valuable time. A downloadable software program will ensure that it's already updated to the newest model that should work on the phones.

GSM Locator - Easily Locate Any GSM Phone

Why don't you take a look at the #1 rated software to locate any GSM phone? Visit: GSM Locator Software

Download this GSM locator to begin, just visit their page, download it, and then you can put it on the phone. From where you will have all the information that is required - in a couple of hours you can begin tracking. I hope this helps you out!

So, do you want to easily locate any GSM phone? Visit: Locate GSM Phones

Sunday, November 20, 2011

The Dirty Little Secret About Real Estate 800 Call Capture Systems

Real estate 800 call capture systems are a great tool for real estate agents. The dirty little secret...it probably won't work for you. The majority of real estate agents that get an 800 call capture system don't use it correctly and then when the phone doesn't ring, they blame the technology. The technology isn't the problem, the application of it is. Most service providers don't educate their users enough about how to get the most out of their systems. Here are just 2 of the ways you can make real estate 800 call capture technology work for you.

Lead Generation

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Use your real estate 800 call capture number in all of your advertising- business cards- flyers- faxes- direct mail pieces- advertising. Anywhere you provide your contact information, you should provide your 800 number. Why? Each time someone calls your 800 number you've captured a lead. Your call capture system captures the phone number- even if the number is blocked or the caller doesn't leave a message. You can also capture the name and address in most cases. Real estate 800 call capture systems provide you with unique extensions that can be loaded with a recording of your choice as well as a document that your callers can request to have faxed to them. Load a recording and fax-back document about each of your listings. Then advertise on your sign rider, "Call for free, 24/7, recorded information 800-888-8888 ext. 100." This gives your buyers the ability to call your toll-free number 24/7, at their convenience, for information on your listings. Remember, each time a prospect calls your 800 number for information, you've captured their phone number and possibly their name and address. You can also position yourself in the market as an information provider. Place a small ad in your local paper or perhaps send a post card out that offers free (no cost)- 24/7 (convenience)- recorded information (no sales person to talk to). Each time someone calls in to request the free information, you've captured a lead.

Listing Tool

Demonstrate the technology right in front of your seller's eyes. Before going to the listing presentation, record the information about their home in one of your 800 capture system extensions and load a listing flyer or floor plan of their home. During the presentation tell Mr. and Mrs. Seller that you are able to offer them something that most other agents can't offer their sellers. Let them know that you are going to offer free-24/7-recorded information on their home. Have Mr. and Mrs. Seller call your toll free number along with the extension for their home. They will be impressed with the recorded information and the ability to have a fax with even more information automatically sent to them. Give them confidence that each and every prospect will be contacted and in a timely matter after your system captures their name, address, and phone number.

These are just two of the ways you can make real estate 800 call capture technology work for you. This is just the tip of the iceberg. 800 call capture systems are a must for real estate agents looking to generate more leads and get more listings. But, it probably won't work for you...unless you know how to use it.

The Dirty Little Secret About Real Estate 800 Call Capture Systems

Brandi Armstrong is a leading telecommunications consultant specializing in 800 number call capture technology for real estate professionals. Learn more secrets and tips on how to make a call capture system work for you at http://www.realtyone800.com.

Friday, November 18, 2011

Guitar Facts - 4 Types of Guitars

Since their origins in the ancient east almost 5000 years ago guitars have evolved into many shapes, sizes and styles. The modern guitar is most commonly found in four familiar forms, each most suited to the demands of players in different styles of music.

In this article we'll look at four kinds of guitar and their usual styles of music. Although there is little reason not to try a guitar in a style it's not usually associated with most players stick to the kind of guitar most suited to the style of music they wish to play. If you plan to learn guitar you will find it easiest if you choose an instrument suited to your preferred musical style.

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Nylon String Classical Guitar

Since Antonio Torres Jurado designed and built what is widely recognized as the first classical guitar in Seville in the mid nineteenth century the form of this instrument has changed little.

The classical guitar's familiar silhouette is defined by the balanced proportions of its rounded body. The top is often made of cedar which gives a soft warm sound while the sides and back are traditionally composed of rosewood.

Classical guitars possess wide necks suited to finger picking individual notes. The nylon strings, originally made from cat gut, are broader and softer than their steel string equivalents which make them easier on beginner fingers.

The guitar is most commonly used to play classical or flamenco guitar but is also found in folk, Latin and pop styles. The softer sound of nylon strings is favoured by many jazz guitarists.

The classical guitar's strings do not work well with bending techniques used in blues and rock music.

Steel String Acoustic Guitar

Steel strings for acoustic guitar were made popular by guitar builder C.F. Martin in the early 20th century. Martin moved to the USA from his native Germany in 1833 and used an X bracing system popular in America for the tops of his acoustic guitars.

Martin added steel strings in response to demands from players for louder guitars. The higher tension of the steel strings was supported by the stronger X bracing system used rather than the fan bracing more popular with European classical guitar builders at the time.

The steel string acoustic has evolved into a number of different shapes and sizes. The most common found today are concert, jumbo and dreadnought forms. All can be found in cutaway versions that allow easier access to the higher frets for soloing.

The steel string acoustic guitar has a flat top. Its neck is typically narrower and more rounded than classical guitars, although the width, profile and length of the neck vary depending on the guitar's intended purpose.

The steel string acoustic is one of the most versatile guitars and can be used to play just about any style. It is most commonly found in blues, folk, bluegrass, pop, rock and country music.

Hollow Body Electric Guitar

Despite steel strings, acoustic guitars were still not loud enough in large bands or noisy joints. But the arrival of electrified amplification in the 1930s created a real revolution for guitar players.

Electric guitars used a magnetic pickup fixed to the guitar's table to create a small current when the strings vibrated in its magnetic field. This current is then amplified by an external amplifier to produce sound.

Electric amplification gave guitars more volume and sustain. It also permitted use of lighter strings at lower tension which opened up lots of new playing techniques.

This kind of guitar is used in all modern styles but is most commonly associated with jazz, blues and rock 'n' roll.

Solid Body Electric Guitar

Early amplified guitars caused feedback problems because of their hollow body construction and loud playing volumes. Several builders developed guitars with solid bodies to overcome this problem.

The first successful commercial guitar of this type is the Fender Esquire, commercialized by Leo Fender in 1946. The Esquire became the Telecaster and Fender went on to create the legendary Stratocaster guitar in 1954.

These guitars use a solid piece of flat wood about an inch thick with a neck attached to it. The magnetic pickups are mounted in this solid piece of wood which vibrates less than the table of a hollow guitar to avoid feedback problems.

Names such as Fender with its Telecaster and Stratocaster and Gibson with its Les Paul model became icons of the rock era. These guitars are also used in many other styles such as the blues, funk, jazz, pop, country, just about anything in fact.

Guitar Facts - 4 Types of Guitars

Want to learn to play guitar? Take the next steps to becoming a better player? Gary Fletcher shares tips and lessons you can use at http://www.notplayingguitar.com.

Wednesday, November 16, 2011

T-Mobile Prepaid Blackberry Plans Unveiled

T-Mobile now will offer prepaid Blackberry plans as part of its pay as you go offerings. Many people these days are starting to see the benefits of using prepaid phone plans. Sure, in the past these kinds of plans have not really been in the limelight and were seen by some as "lesser" plans only deemed worthy for those people who couldn't qualify for contract-based postpaid cell phone plans. You know, the ones with the two-year contract and the heavy fees for early termination. Things have come quite far as now T-Mobile has announced that it will be releasing prepaid plans on which subscribers can use Blackberry handsets.

It only takes a stumbling economy to change peoples perceptions of what is a viable cell phone option. Add to the changing sentiments of consumers trying to cut bills some amazing and aggressively affordable prepaid cell phone plans from several different providers, and you have an environment where prepaid phones are very hot.

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T-Mobile has released plans for prepaid Blackberry, which marks the first time the popular iconic smartphone has been available on a prepaid plan in the United States. Truly, this is a day for Blackberry fans to rejoice. As prepaid plans come into prominence as a result of the benefits, freedom, and savings they provide customers, more and more options are being provided. This release of T-Mobile prepaid Blackberry plans comes right before the holiday season and is meant to spur sales and get handsets into T-Mobile subscribers.

The plans fall under the banner of T-Mobile Complete. Various cell phones are available with the plans. The Blackberry Curve 8250 is one such phone. It retails at 9. Other phones by Samsung are also offered on this plan. The service starts at for unlimited voice and text. For added unlimited web browsing, the plan goes up to a higher fee. This is good news for the Blackberry lovers out there who just couldn't bring themselves to sign up for a two year contract.

What we are seeing here is not just a shrewd marketing scheme put on by T-Mobile, but an industry shift to more prepaid options. As time goes by, there will be many more prepaid offerings available for almost any circumstances. Looking back at how much the industry has changed since only January of 2009, it's plain to see that big changes are occurring and will continue.

T-Mobile recently made some changes to its prepaid cell phone plans. For a long time there has been something in development called "project dark." Many fans of T-Mobile have been waiting for the real details of project dark from T-Mobile to be released. Unfortunately, after all the commotion and time involved in the development phase, some people were overwhelmed by what was revealed.

It's clear, however, that T-Mobile is making big strides into the prepaid wireless landscape and will continue to be a player as the future of telecom unfolds.

T-Mobile Prepaid Blackberry Plans Unveiled

Read more details about T-Mobile Prepaid Blackberry plans. Also, read industry-wide in-depth Prepaid Phone Reviews and see for yourself which plan will help you save money.

Tuesday, November 15, 2011

7 Signs He Is Cheating

Perhaps the most heartbreaking feeling in the world is when you suspect your man is cheating on you. You can easily become overwhelmed by feelings of betrayal and lack of trust.

But if you have suspicions about your man's faithfulness, it's important to keep your head. After all, you could be completely wrong. Before you start making accusations, you should try to gather whatever evidence you can. Start by looking for these tell-tale signs he is cheating:

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1. Your woman's intuition tells you something is wrong. Many women start to get a nagging feeling that something is going on with their husband and another woman.

2. You notice inconsistencies in what he tells you. Maybe he tells you he's helping his friend Steve with a project, but you later find out Steve was out of town. Cheaters often have trouble keeping their stories straight.

3. Lack of intimacy. You talk less and rarely spend time alone together. You get the feeling that you're just not connecting anymore.

4. Lack of sex. If your guy suddenly doesn't show much interest in having sex it could mean he's getting it from someone else.

5. He doesn't invite you to social gatherings or get-togethers. Hanging out with the guys once in awhile is fine, but if he never wants to take you out it could be a problem. If he avoids taking you to work functions, he could be romancing a co-worker.

6. You discover secret email accounts that he keeps hidden and refuses to show you. What's he hiding?

7. You notice a strange number in his cell phone and he denies or lies about who it is. This is one of the easiest ways to catch a cheater. Simply run a reverse number lookup to find out the name and details of the strange number's owner. Then you have solid proof when you confront him about it.

7 Signs He Is Cheating

The reverse telephone lookup tool I use is at Reverse-Telephone-Lookup.com and I highly recommend using it if your husband or boyfriend is showing any signs he is cheating. You can enter any home, work, or cell number and get an instant report on the owner. It even works for unlisted numbers. I've used it myself and I consider it a concerned-wife's best friend.

Sunday, November 13, 2011

How to Start a Property Management Business

Property management is a business that is regulated and requires a real estate license in many states. This first step requirement means that the potential buyer of an existing business would need to be qualified to run the business. They would also need to meet the same requirements to start one from the ground up.

One way to get experience in the business is go to work for a large management company and learn the ropes. At the same time you could be completing any educational requirements and prepare for taking the license required to professionally manage properties. Starting a company of your own will take some strong detective work to find a property that is looking for management or looking to replace the current management firm. This will entail a great deal of cold calling and phone work to come up with possible clients.

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At the same time you could get a web site built so you will have something to point people to when you are speaking with them on the phone. You would also mention the website in all communications or advertisements. All of this would come after you have decided on a company name and have a phone number and address for your business.

Knowledge and preparation are requirements for success. Whether you buy an existing business or start one up, you will need to gain experience and first hand knowledge of the business from some source. The best way to gain real experience is to work in the business for a year or so for a management company. The requirements in your state should be checked also to see what licenses are needed. There could also be educational requirements that you would have to obtain. A smart person would make sure they have all of these ducks out of the way while working for someone else. The real estate department of your state will be able to give you the information you need to know. There also could be an association of property managers in your area. Both of these sources are a place to start to find the information you need.

Finding property management companies that are for sale The Internet will quickly give you and idea of what is for sale and where they are located. Business brokers are another solid place to find listings of businesses that are currently on the market. You can also get questions answered about the way to buy one of these businesses. One important facet of the businesses for sale is the asking prices. This may be eye opening for you. You might also check out local newspapers and the local real estate association. Lawyers that specialize in real estate transactions may also know of management companies that are looking for a partner or are for sale. Once you have an idea of the capital needed to pursue a purchase you can begin to figure if you can make a deal. If you are going to need help with the money you will have to resolve that common problem also. The business brokers will have a good idea if the listed business is cash only or the current owner would consider terms. This type of information will speed up the process of finding a deal that you may be able to pull off.

Another aspect of property management is the properties handled. Are you going to only deal with large apartment complexes or single-family residences? The type of properties you wish to handle could determine the price of a management company.

Money makes the deal

Money talks when buying a business. The seller is usually anxious to sell and if a real money offer is made, they may bite even if it requires terms to complete. The point here is make an offer and see what the seller responds with. You never know what kind of help you may get from a motivated seller. Other ways to make up a short fall is a loan from the bank, a business lender found on the Internet, a partner and family or friends. Some deals take a great deal of creative financing to pull off. If the existing business has long-term contracts with their clients it may be easier to get a loan from a disinterested third party. The most common way to handle the short fall is to get the seller to take back paper to be paid in full by a set date in the future. Maybe they would remain a silent partner for a short length of time. The answer to this problem is how much you can put down and how long you would need to pay off the balance.

The only way you will ever know if a deal is possible is to make an offer and see what the counter offer looks like. The business broker in a deal can help in the negotiations and in many cases make it happen through their deal making skills.

If you come to a point in any deal that the final terms are too difficult for you to live with, then it is time to take a walk. Knowing when to walk a way in also part of good deal making. The wrong terms could make the deal a failure from the beginning. The last thing any buyer wants is to put a large down payment into a business and then watch it fail. The loss of this money could be the end of any possibility to own your own business. The thought process should go like this, this deal is not possible and there will be another chance down the road. Some times in the heat of negotiation the making the sale happen becomes the end in itself. This should never be the reason to make a bad purchase. This is a serious situation that needs to be well thought out.

Conclusions

Once you have the experience, education and licenses, the ownership of a property management company is possible. You can either start one up or buy an existing firm. The expense of buying one will be much higher than starting one from the ground up. Finding one you can buy will take effort and the willingness to commit a sizeable amount of money. The obvious way to start is through a business broker, as they will have a current list of business for sale. They should have a very good idea of what you will need to pay to buy a property management company Coming up with the money may be a problem for some buyers as the price of an existing successful firm will be higher than a startup. An existing management company's current customers will be a large asset, as they will supply immediate cash flow to the company. So the higher price is offset by the constant cash flow from contracted customers.

If you start a company from scratch, you will need to plan on a significant amount of cold calling, phoning and face-to-face meetings to find customers that need your help. This is a slow start but can be a reasonable way to get into the business

How to Start a Property Management Business

And now I would like to offer you free access to information on a powerful integrated system of marketing, sales & advertising so you can thrive instead of survive in today's economic environment.

Henthorn is president of Spiral Marketers, a marketing firm which includes a number of partnerships that range from cutting-edge software development, business and personal improvement coaching, online e-commerce businesses, and more.

He was formerly was president and principal broker of a resort / commercial real estate brokerage in Honolulu which specialized in representing sellers in transactions up to MM.

Learn how to turn into all day long now:

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Monday, November 7, 2011

Herbalife Scam - The Need To Know Truth About Herbalife

Herbalife truly is a company gone international with distributors in 65 countries. Don't let this figure fool you into not investigating the truths surrounding the Herbalife scam.

The Herbalife scam is real and what follows is a quick summary of why you might want to avoid this company.

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A) All Scams Have Their Beginnings

Founded in 1980 by Mark Hughes (who died at the young age of 44, was an avid consumer of his own products and whose dead body was found with substantial levels of alcohol and sleeping pills), Herbalife is now over 25 years old and boasts 1.5 million distributors in 65 countries.

Well, that statistic is proof that the company's promises of unlimited earning potential and world class nutritional and supplemental products certainly grabs the attention of potential prospects. But what happens to most of these prospects once they become distributors?

B) Sucking You Dry

It wouldn't be right to ignore the positive attributes of the company while touting a Herbalife scam, so here are some good things:

Low startup costs - around 8 for the standard opportunity pack, or so for the mini-pack Minimal risks No experience necessary (this attribute sells a lot of people on Herbalife)

Now, the above costs are not much. However, once you become an independent distributor you will be bombarded by your sponsor to buy thousands of dollars worth of products in your first month or two under the basic premise that you'll be in profit within only a couple of weeks due to the enormous demand for the company products, no problem.

Wrong, there is a big problem.

According to Herbalife corporate, the average distributor's 2006 earnings per month was ,100, and from what I have heard recently that figure is expected to drop for 2007. I feel that this is a decent average to report, however, let's take a look at the following:

Close to only 1% of Herbalife distributors are responsible for earning over 85% of the company's wealth - that means near 99% of the company is fighting for the remaining 15% of sales that make up the billion dollar Herbalife empire

These are not the percentages you want to see when considering a multi-level marketing company. Additionally:

Herbalife products, on average, are sold at 30% more than the very same product with the very same ingredients, only with a different name, at most nutritional stores

What does this mean? It means supply and demand go out the window and so does your invested money. Nobody is going to pay the lopsided prices the company dictates unless they are not aware of the many competitive, cheaper products out there. As a result, you won't be making many sales.

C) The Larger Picture

Although me and many others out there believe the Herbalife scam is real, I will admit that the compensation plan is fairly rewarding. It is rewarding for those who along with the people they sign up can sell massive volumes of product in order to make up for the small profit on each individual product.

For anyone not interested in the Herbalife scam, try to find a company that rewards you for your sales immediately, without having to pass up any to your sponsor.

Lightning Quick Financial Success

The Herbalife scam is real, avoid it like the plague. Regardless of which products or programs you decide to promote, the number one key to phenomenal financial success online is mastering effective marketing strategies. A mentor can help you to do this, so always be on the lookout for one.

Once you know how to market effectively and believe in the product you are marketing, you will absolutely succeed!

Herbalife Scam - The Need To Know Truth About Herbalife

About The Author:

Master internet marketer Justin Michael earns his living marketing online and helping others to do the same. For a limited time only Justin is offering a 1 on 1 mentoring to those who are serious about making money online. So, if you are genuinely determined to strengthen your marketing strategies to create more wealth than ever before, you should contact Justin ASAP.

For information on how you can take control of your financial situation and achieve great wealth online, visit Liquid Wealth Online or you may reach him at:

Email: seahawkmarketing@gmail.com

For helpful information on powerful marketing strategies to profit massively online, check out more Herbalife Marketing Secrets!

Saturday, November 5, 2011

How to Get My Wife's Text Messages Off Her Phone

How to get my wife's text messages off her phone? is a question many husbands who are suspecting that their wives are having an affair are asking. The obvious answer to this question is to get your wife's cell phone when she is away or not looking and then read the text messages in there. Of course, this is a very difficult task to perform, one that would require great spying skills on your part. It is also very risky. What would you tell your wife when she sees you holding her cell phone? And what if your wife deletes messages as soon as she reads them? Then your effort will be for nothing.

You are probably wondering if there is a better way to know how to get my wife's text messages. Actually, there is but you will need the help of modern technology to do so. You can actually get a software that will help you spy on your wife's cell phone. If you want to know how to get wife`s text messages, this is the best way to do so. You would still need to get to your wife`s cell phone, but only to install the software. After that, you can spy on her cell phone activities remotely even if you are in another country.

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This software will show you all the text messages send and received, the actual message. I am sure you can find out a whole lot about your wife if you could read her messages. So if you can not get the truth from your wife by asking her this software might be your answer to the truth.

How to get my wife's text messages? You can do it the primitive way or you can take advantage of modern technology, it is your choice.

How to Get My Wife's Text Messages Off Her Phone

Visit us now and get the number 1 mobilespy software to find out the truth about your wife, how to get my wifes text messages, could be easier than you think!

Veronica L is a successful freelance writer and the owner of http://www.catchcheating.net, a site that will give you all the information you need on cheating.

Friday, November 4, 2011

Cell Phones: Text Messaging as a Second Language

Recent news stories have reported a phenomenon that most knew existed: there is a gap in the use of text messaging between younger and older cell phone owners. Reports vary but indications are those 12 to 30 years of age account for 80% of text messaging usage.

Because of the instantaneous nature of texting and the tiny keypads and screens on a cell phone, an entire language has developed around text messaging. For those cell phone owners who do not make use of text messaging, the intricacies of this language can make messages almost incomprehensible. This language is abbreviated for speed and ease of use. It is a rather phonetic language where single letters or numbers may stand for entire words, such as "Y" for "why" or "8" for "ate". Vowels may be omitted to further reduce keystrokes, such as "btwn" for "between" and capitalization and punctuation are rare. Acronyms are used for phrases and whole sentences such as "ADBB" for "all done, bye, bye". Symbols are also common in text messaging language.

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Non-verbal communication such as facial expression and tone of voice have been said to express more meaning than words themselves in a spoken message. In any form of written communication this is lacking. This is particularly true in text messaging. Knowing whether the phrase "thts gr8t" (that's great), is expressing something positive or sarcastic is important when communicating. Texting allows the user to create "emoticons" or "smileys" to add the tone to a comment. For instance, "thts gr8t :)" would give the statement a positive meaning while typing "THTS GR8T" would indicate a shout for excitement.

Because of the uniqueness of the communication, those who do not make use of messaging on their cell phone are at a loss then for understanding or communicating in this texting language: the language of their children, grandchildren, younger co-workers, and many others. Certainly knowing the language of those with whom there is a need to communicate is a tremendous advantage.

Text messaging with a cell phone can offer other advantages that non-users might want to consider as well. Text messaging is less expensive than talk time and allows the user to communicate basic messages without incurring unnecessary expense. Text messaging can also be a great way of remaining accessible without creating a disturbance. Obviously, when taking a cell phone call in a meeting or in a crowded area, all those nearby are disrupted as the call is answered and conversation ensues. With text messaging others are seldom aware that an interruption has even occurred. One other distinct advantage of text messaging over voice calling can be the ease of communicating via cell phone with a person who has hearing impairment.

There are a number of ways to dive into the world of cell phone texting. One method used by many parents is to consult a child who is a habitual user of text messaging. However, for those on their own in the endeavor there are many resources to consult. Online, netlingo.com and webopedia.com provide references to assist cell phone owners in learning the vocabulary of text messaging. Another site, lingo2word.com offers a translator to assist cell phone owners in composing a text message or to translate a text message they receive into plain English. Other sites can assist with texting in other languages such as Transclick.com which, for a fee, will translate text messages in real time. A visit to the local bookstore or to Amazon.com will also reveal a number of reference books that can be invaluable for beginners.

Certainly, use of text messaging can be a challenge for those who are unaccustomed to what at first glance appears to be a more impersonal method of communication or for whom it may merely be a foreign or unnecessary concept. However, learning and using text messaging can certainly open the doors of communication to a broader audience just as learning any second language.

Cell Phones: Text Messaging as a Second Language

Christine Peppler believes that consumers should not have to possess a technology degree to be able to choose home electronics and entertainment devices. Take advantage of the wealth of simple to understand, useful information and shopping available on her website at www.homemedias.info.

Thursday, November 3, 2011

Trace Any Phone Number - Find Out Who's Been Prank Calling You Now!

In this day and age, people are constantly on the phone, whether it's for business purposes, catching up with their friends or talking to their family, the phone is certainly a fantastic way to communicate.

Unfortunately though, a small percentage of the population use this modern form of communication for bad purposes.

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Prank calling has been a huge problem for many within the last 10 years, a recent study shows that prank calls have increased by 200% within this short period of time.

A prank call happens when someone rings you with the sole intention of causing offence or sometimes even to commit a crime, such as threatening to kill or bring harm to you.

But, like many other modern-day problems there is also a modern-day solution to prank calling. The reverse phone number lookup is a method that has been used to stop prank callers in their tracks within recent times. A reverse phone number lookup quickly converts a phone number into a name and address.

But, you may be thinking, some prank callers decide to withhold or hide their numbers before calling. This can be remedied by a simple and quick phone call. If you call up your telephone company 9 times out of 10 they should be able to give you the pranksters phone number without a problem.

Then, it's just a matter of finding a reverse phone lookup provider on the internet, typing in the number and writing down the results.

Then, depending on the severity of the prank calls and the level of annoyance they caused, you may decide to confront the person or even press charges.

Trace Any Phone Number - Find Out Who's Been Prank Calling You Now!

If you need to trace a phone caller quickly, I recommend, The Reverse Phone Detective. They run probably the best reverse phone lookup service online. Just type in the number you want to lookup.

Tuesday, November 1, 2011

Pickup Lines That Work - Real Conversation Openers

We've all heard the pickup lines that DON'T work...

"Do you have any Irish in you? Do you want some?"

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or,

"You look so sweet you're giving me a toothache."

...but what about the pickup lines that WORK?

If you want a pickup line to actually work, it should be one of 2 things:

1) It should make her laugh

or,

2) It should make her think (something like an opinion pickup line)

Without one of those two things going for you, you can pretty much kiss your chances goodbye.

The good part, however, is that it's really not that hard to make a girl laugh or think, especially if you're prepared with a one of these pickup lines that work up your sleeve...

Here are some great pickup lines that work:

"Excuse me, I need a female opinion...who do you think lies more, men or women? My friend says men but I think it's women hands down."

(Women love the chance to share their opinions on anything)

"Excuse me, I was talking to my friend the other day about astrology, and I want to get a woman's opinion...do you think a persons star sign effects their personality, or do you think that just a load of crap?"

You can follow up with "What's your star sign?"

When she tells you, make sure you tell her it's NOT compatible with yours, so you guess SHE doesn't have a chance with YOU, and give her a cheeky smile. This kind of confident humor is the stuff that women LOVE!

Or go with fun pickup lines that work...

"Hey, I'm thinking of getting my hair cut, because I'm sick of this old boring one. If you could pick any guys haircut around here, which one would you give me? And it can't be that guy over there with the bowl cut! Be nice."

or,

"Who do you think wears more makeup? Gene Simmonds, or that old waitress lady over there?"

The key thing when approaching a woman is not to look like you want something from her, but rather you want to look like you're talking to her because you're bored and couldn't think of anything better to do at that moment.

So approach from the side casually, with confidence (not head on), and just treat her like someone to share a joke or a conversation with. You'll be surprised at how receptive most women are when you casually approach them like this.

If you want pickup lines to work for you, the best thing you can do is memorize a few good ones, each with a few prepared responses to follow up with depending on her answer, and practice them before you go out. Once you get them down and build up a little more confidence approaching women, you can get more creative.

Just remember, the idea is to start a conversation, not spit out a one liner in a woman's face, so the follow up is just as important. If you use something interesting as an opener, the follow up shouldn't be hard at all.

Pickup Lines That Work - Real Conversation Openers

I hope you've enjoyed these pickup lines that work. If you'd like to learn a pretty cool step by step formula to open a conversation with a woman, trigger INSTANT attraction, and walk away with her email and phone number in less than 3 minutes, click here.